Housing societies today function more like compact administrative units than informal resident groups. Thousands of payments flow through them each year. Dozens of vendors move in and out. Facilities need structured handling. Record-keeping has become a long, continuous job. Because of this, many RWAs adopt full-scale ERP platforms. Adda and Mygate are among the most widely used, so comparisons between them are common. What follows is based on how committees describe their experience after sustained use, not on feature lists.
Support & Stability
Adda operates with a small support and product team. This limits how quickly RWAs receive help when issues come up. Committees often mention long turnaround times for functional queries, especially those involving accounting or billing. Passing feedback to the product team is also slower because the same group handles multiple responsibilities. Faster assistance is available, but only through a paid premium plan that includes on-site visits.
Mygate maintains a larger support operation and a bigger product and tech team. RWAs usually get quicker responses, and fixes move through the system faster. Feedback reaches product owners without waiting in long cycles, which helps when committees need adjustments during active billing or maintenance periods. Mygate does not charge for on-site support as a separate tier.
For RWAs that deal with continuous activity through the month, the size and responsiveness of the support and product teams directly affect how smoothly they can run operations. This is one of the reasons many large societies report a more predictable experience with Mygate.
Accounting
The chart of accounts is the part of an ERP that treasurers interact with the most, and the difference between Adda and Mygate becomes very clear here.
Adda keeps its structure narrow. RWAs can use only two bank accounts, and ledger categorisation is limited to three levels. Penalty-related ledgers cannot be split or organised in multiple ways. There is no option to configure cash flow. Ledgers cannot be marked as non-penalty. Tally export covers only income unless a third-party vendor is added to the workflow, which introduces additional cost. Ledger names must match Tally names exactly for the export to work smoothly. The TDS receivable section is basic and often requires external handling.
Mygate gives RWAs more room to set up their accounts in a way that reflects how they actually operate. Multiple bank accounts are supported. Ledger categorisation can go beyond three layers. Cash-flow configuration is built into the system. Ledgers can be structured in different ways, including non-penalty categories. Multiple penalty-ledger setups are possible. Tally mapping is more complete, and export can be done directly without relying on an external vendor. There is also a dedicated TDS receivable section with sub-sections, which aligns better with how societies maintain compliance and reporting.
For treasurers managing varied financial structures, multiple towers, mixed-use units, varied charges, vendor-heavy activity, this flexibility reduces the number of adjustments they need to make outside the software. It is one of the areas where larger RWAs point to Mygate as the more workable system.
Income and Billing
Adda works best for societies with a simple, uniform billing pattern. Only one type of auto-invoicing configuration is available. Bills always generate on the first of the month, and this cannot be changed. GST is fixed at eighteen percent with no slab variations. Discounting is not supported. Penalty gets added as an item, which creates more manual steps when multiple rules apply. E-invoicing requires a separate paid setup fee. These limits are manageable for a single-tower layout or any RWA with a straightforward dues structure, but they become restrictive when the billing setup expands.
Mygate supports multiple billing plans and categories. RWAs can choose different bill dates, configure varied auto-invoicing cycles, and apply GST slabs based on unit type or other criteria. Billing period controls reduce errors during cycle changes. Penalty rules operate at the ledger level, which is more consistent with how treasurers keep their books. E-invoicing comes built-in without an additional charge. This setup is suited to societies that deal with variations, tower-wise rates, different categories, commercial units, seasonal charges or mixed structures.
Penalties
Adda allows interest and penalty to be applied together, but does not support slab-based rules. RWAs that need more nuanced penalty structures usually end up handling part of the process outside the software. Mygate supports slab-based penalties and gives committees the option to block or allow dual charging. This matters in societies where penalty logic changes by unit type, tower or billing category.
Expenses and Vendor Work
Adda supports basic expense recording with predefined heads. GST and TDS mapping is manual, and the system does not track due dates for vendor payments. Asset and inventory recording are not integrated into the expenses workflow. Approval workflows exist only as a paid add-on. Mygate allows RWAs to record assets and inventory directly within the Expenses module. GST and TDS mapping is automated. Payment due dates are tracked inside the system, which reduces follow-ups. Approval workflows are standard and do not require an additional purchase. Societies with active vendor cycles generally find this structure more efficient because it keeps all financial movement connected.
Budgeting
Adda’s budgeting tool works but shows negative values when a budget is not set. Download and graphical views are present but limited. Mygate provides cleaner budget views, accurate values even without preset budgets, and better export options. Committees that prepare detailed annual budgets tend to prefer this section because it avoids basic inconsistencies.
Audit Trails
Adda offers limited audit logs. Admins can see high-level changes, but deeper tracking is not available.Mygate maintains full audit logs across modules. For RWAs that undergo external audits or frequent committee transitions, this offers better visibility and reduces disputes during handovers.
Reconciliation
Adda’s reconciliation depends on fixed bank statement formats. When banks update their formats, treasurers often need to adjust files manually.
Mygate supports flexible reconciliation that works even when bank statement formats vary. This saves
considerable time for RWAs that handle multiple accounts or reconcile frequently.
Adda vs Mygate: What Should Housing Societies Choose?
Most committees decide between these platforms by examining how much of their society’s real workload each one can handle without relying on external tools. The simplest approach is to look at the scale and structure of your community.
RWAs with a straightforward setup, where billing barely changes, and vendor activity stays low, can run smoothly on Adda. Its structure matches societies that do not need many layers of configuration or deep financial mapping.
RWAs that deal with more movement usually need a broader system. Multiple towers, varied slabs, mixed GST categories, active amenities, regular audits, vendor cycles and approval trails demand a platform built to carry that weight. Mygate’s all-in-one ERP, with more than 250 features, was designed for exactly this kind of complexity. Committees that have used both often point to its stability at scale and its ability to hold accounting, billing, helpdesk, amenities, procurement and records inside a single framework. For large societies, this reduces parallel sheets, corrections and manual tracking.
Mygate is also the largest, comprehensive and most trusted platform in the category, which matters when RWAs look for long-term continuity, product updates and dependable support. A system adopted widely across big communities has already been tested in the kind of day-to-day workload most committees handle.
In practice, smaller societies can function well on either tool. Larger or more detailed RWAs usually settle on Mygate because the broader ERP structure aligns more naturally with how they operate across the year.
